Freedom's great.
But only if it lasts.
Find out whether work is already optional
Financial planning for experienced broadcast and production consultants ready to ease off the gas.
THE PROBLEM
The problem isn't money.
It's not knowing what
the money actually means.
Most experienced consultants in broadcast and production have quietly built more than they realise. Multiple pensions from years of different productions. Reserves accumulated inside a limited company. Savings set aside as a buffer that keeps growing.
None of it ever quite adds up to a picture.
So the question - do I still need to be doing all of this? - stays unanswered. Not because the answer isn't there. Because nobody has ever helped them look at everything in the same place at the same time.
That unclear picture costs something.
Not money. Time.
The specific, irreplaceable time when having more choice in your working life would actually change how your life feels.
-
Saying yes to chaotic gigs just in case this is the last good one for a while
-
Waiting for a future version of yourself to feel ready
-
Quiet background anxiety that never quite goes away
-
Carrying on at full pace because stopping feels financially risky
WITHOUT A CLEAR PICTURE
WHEN EVERYTHING IS CLEAR
-
Turning down the bedlam jobs. Waiting for the ones worth the aggro.
-
Saying no without the panic that follows
-
Taking longer between contracts without it feeling reckless
-
Doing the things that kept getting pushed to later
Not 'what have I got?' - but: 'What does what I've got actually make possible, and am I already living smaller than I need to?'
The most valuable thing a financial plan gives you isn't a number. It's permission to decide - based on what's actually there, not on what you've been quietly assuming.
“I thought I needed another five years. I didn't know I'd already done it.”
Individual client experience. Results will vary depending on personal circumstances.
FREELANCE TV PRODUCER - 9 MONTHS AFTER WE PUT THE PICTURE TOGETHER
HOW IT WORKS
How the picture comes together
Financial planning doesn’t need to feel like learning a new language. It should feel clear from the start.
1
A conversation about where you actually are
We start by talking about your life, not your portfolio. What your career has looked like. What you still enjoy. What keeps getting pushed to later. And what a good version of the next few years would look like if you had more say in it.
No preparation needed. No documents to gather. No agenda but clarity.
2
A plan built around your life - not a model version of retirement
This is the meeting most people weren't expecting.
We go through the full picture together - every pension, the limited company money properly understood, future income mapped across time. Everything in one place, for the first time.
The plan shows you whether you're already in the window - that period when your health is good, the work still comes in, and you have more financial flexibility than you realised. Whether that's now, close, or there's a clear path to get there.
This is the meeting that changes things. Not because the numbers are magic. Because for most people, seeing everything clearly for the first time is enough.
3
Keeping it working as your life changes
Once your plan is in place, we keep things moving with you.
That means the things you'd expect - reviewing your investments, checking everything is still structured efficiently, making sure nothing has drifted. That's the minimum, and it gets done.
But the part that actually matters is whether your plan still fits the life you actually want - not the one you thought you'd want five years ago. As that shifts, the plan shifts with it.
So freedom stays real, not hypothetical.
NOT READY TO TALK YET?
Start here instead
THE WINDOW
There's a period in most careers when work could already be optional. Most people never find out.
In most careers in this industry there is a time when several things are true at once. Your health is good. Your reputation is intact. Your financial position is strong enough to support real choice. And the people in your life are still present in the shape they're in now. I call that The Window.
That period doesn't wait for you to finish your current run, consolidate your pensions, or feel ready. It opens. It's open for a while. And then - gradually, without announcing itself - it begins to close.
Many experienced senior people in broadcast and production are somewhere in that period right now. They just don't know it.
The question worth answering - before it becomes a retrospective one - is simply this: Am I already there?
FREE ASSESSMENT
How Clearly Do You See What You Have Built?
A short diagnostic for experienced people in broadcast and production who suspect work might already be becoming optional - but have never seen their position clearly enough to know. Takes about five minutes. Instant personalised summary by email on completion.
DESIGNED FOR
Designed for people whose
financial life looks like this
Production & post-production consultants
Aged 50+
Freelance editors, production managers, DOPs, sound designers, colourists and post supervisors often face financial decisions that don't fit the standard template.
Working in TV and Film often means irregular income, limited companies, and multiple pensions can make it difficult to see the full picture.
I help bring those moving parts together so you can make confident decisions about how and when to ease off.
Independent professionals running limited companies
Aged 50+
When income flows through a company rather than a payslip, decisions about pensions, dividends and timing matter more.
The company money feels like the company's money. Even when you are the company. A clear plan turns complexity into flexibility.
Those who've already made work optional
I also work with individuals and couples who simply want clarity about their future.
Whether you have another adviser who just hasn't given you the clarity you need or you have been managing things yourself and just want to make better financial decisions, the aim is the same:
You already have freedom, you just want to make sure it lasts.
UNDERSTAND THE COST
What does a plan cost?
Every plan is built around your specific situation. The cost reflects complexity - how many pensions, whether you have a limited company, whether there's a partner involved, and what decisions you need the plan to support.
Most advisers will ask you to have a conversation first and discuss fees afterwards. That's fine for them, but for you it means an hour of your time before the number at the end makes the whole conversation feel like a waste of your afternoon.
Use the calculator below to get an immediate sense of where you'd likely sit before we speak. The discovery call is free, and the exact fee is confirmed before any commitment is made.
Questions about how fees work, what the first meeting involves, or how we're regulated?
Most of what people ask is answered on the FAQ page →
BEFORE YOU GET IN TOUCH
A few useful things to know before we speak
50(ish)
Families Currently Looked After
8 Years
Average Client Relationship
15+
Years advising clients
CFP™
Certified Financial Planner
CHRIS THOMPSON
BEFORE YOU GET IN TOUCH
Not the kind of financial planner you're expecting.
Not the kind with a glass-walled office and a rehearsed speech about "the markets". Not the kind who sends you a 40-page document full of charts you'll never look at again. And definitely not the kind who describes what they do as “holistic bespoke wealth management.”
I'm a financial planner for people in broadcast and production who are approaching the point where work starts to feel like a choice rather than an automatic continuation - and who want someone to tell them, clearly and without drama, where they actually stand.
I've sat across from enough people in this industry over the last 15 years to know that the question they're carrying isn't about money. It's about time. Most of them arrive not knowing the answer, almost all of them leave surprised by it.
“When do you want to retire?” is the wrong question. My clients' question is simpler:
“Do I actually still need to be doing all of this?”
WHAT TO DO NEXT
Freedom's great.
But only if it lasts.
Most people I speak to aren't trying to stop working completely. They just want to know that they could - that the choice is actually theirs, not something that belongs to a version of themselves five years from now.
The picture is often better than they expected. The money did its job. They just never told it to start.
No pressure. No jargon. No obligation. Just clarity.
Alternatively:
Email us: hello@encorefp.co.uk
Give us a call: 01245 377947