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Encore Financial Planning Homepage

Website Terms and conditions

Last updated: 17 November 2025

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Welcome to the Encore Financial Planning website (“we”, “us”, “our”). These Terms and Conditions (“Terms”) govern your use of our website www.encorefp.co.uk – Encore Financial Planning. By accessing or using this Website, you agree to be bound by these Terms. If you do not agree, please do not use this Website.

1. About Us

Encore Financial Planning is a trading style of Barras Capital Management plc, authorised and regulated by the Financial Conduct Authority (FCA) - FCA number 992232.

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Registered office: Barras Capital Management, Saxon House, 27 Duke Street, Chelmsford, Essex, CM1 1HT
 

Company registration number: 13449884
 

For information about our regulatory permissions, please visit the FCA Register at https://register.fca.org.uk

2. Use of This Website

2.1 This Website is intended for use by residents of the United Kingdom.

2.2 You may use this Website for lawful purposes only.

2.3 You must not use the Website in any way that may cause damage, impairment, or disrupt others’ use.

2.4 We reserve the right to suspend or terminate access at any time without notice if you breach these Terms.

3. Financial Information Disclaimer

3.1 The content on this Website is provided for general information only and does not constitute financial, investment, tax, or legal advice.

3.2 You should not rely on the information provided without obtaining professional advice tailored to your individual circumstances.

3.3 Past performance is not a reliable indicator of future results. The value of investments can go down as well as up, and you may not get back the amount you invested.

4. Intellectual Property Rights

4.1 All materials, content, design, and intellectual property on this Website—including text, graphics, logos, and images—are owned or licensed by Barras Capital Management.

4.2 You may view, download, or print pages for personal, non-commercial use only.

4.3 You must not copy, reproduce, or distribute any material from this Website without our prior written consent.

5. Accuracy and Availability

5.1 We take reasonable care to ensure that the information on this Website is accurate and up to date. However, we make no warranties or representations as to its completeness or reliability.

5.2 Information may change without notice, and we are under no obligation to update it.

5.3 We do not guarantee that the Website will be free from errors, viruses, or interruptions.

6. Third-Party Links

  • 6.1 This Website may contain links to external websites operated by third parties.

  • 6.2 These links are provided for convenience only. We have no control over, and accept no responsibility for, the content or accuracy of third-party websites or their privacy practices.

  • 6.3 Following such links is at your own risk.

7. Limitation of Liability

  • 7.1 To the fullest extent permitted by law, Barras Capital Management will not be liable for any direct, indirect, or consequential loss arising from your use of or reliance on the information contained on this Website.

  • 7.2 Nothing in these Terms limits or excludes liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded under UK law.

8. Privacy and Data Protection

  • 8.1 We are committed to protecting your personal information. Details of how we collect, use, and store your data are explained in our Privacy Policy.

  • 8.2 By using this Website, you consent to our use of personal data as outlined in that policy.

9. Cookies

  • 9.1 This Website uses cookies to improve functionality and performance and to understand how the website is used.

  • 9.2 For details of how we use cookies and how to manage them, please refer to our Privay Policy.

10. Governing Law

  • 10.1 These Terms are governed by and construed in accordance with the laws of England and Wales.

  • 10.2 Any disputes arising in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

11. Changes to These Terms

  • 11.1 We may update these Terms from time to time to reflect changes in law, regulation, or our business practices.

  • 11.2 The most recent version will always be available on this page, and your continued use of the Website signifies your acceptance of the revised Terms.

12. Contact Us

  • If you have any questions about these Terms, please contact us:

    Barras Capital Management
     

  • Email: info@barrascapital.com
     

  • Phone: 0333 2248069
     

  • Address: Saxon House, 27 Duke Street, Chelmsford, Essex, CM1 1HT

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